Reliable purchase of gold with excellent prices in Moscow!

Principles and features of pawnshops

Pledge organizations are focused on making a profit, so you can’t earn much by selling gold to a pawnshop: the prices for gold in any pawnshop and the price offered for the product will be a maximum of half of its real value. In addition, precious and semi-precious stones are not taken into account, so a grandmother's ruby ​​ring will be accepted for the price of scrap gold. The only exception can be a truly exclusive piece of jewelry, the market value of which is much higher than the nominal value. Having found out how much 1 gram of gold costs and leaving a family heirloom of undoubted historical value as collateral, it is worth spending some time and going to several pawn shops to find the best offer.

When completing a transaction with a collateral organization, an agreement is concluded where all the conditions must be specified. The main points of the agreement guarantee the safety of the transaction for both parties and include:

• pawnshop details (there may be actual and legal addresses);
• passport information about the borrower;
• name of the pledged product with a full description of its features and characteristics;
• estimated value of the decoration;
• the amount of the loan provided and its term;
• fixed interest rate;
• clarification of the possibility and conditions of early repayment;
• a clause on the client’s right to receive the difference in value when selling the pledged item.

If the product is not purchased by the client within the time period specified in the contract, the pawnshop cannot sell the product for another month. After this time, the jewelry is put up for sale. If the proceeds are less than the estimated value, the organization does not have the right to demand additional payment from the owner: errors in determining the cost of gold per gram and the work of the appraiser are the problems of the organization itself.

Where to sell gold is more expensive and profitable

It all depends on the time frame within which the jewelry needs to be sold, the ultimate goals of the owner, and the region. In order to sell metal at a high price, you should take the choice of organization seriously, since certain types of jewelry are valued individually in different establishments.

In bullion

Lyudmila PesterevaOur most experienced investor in goldAsk a questionThe correct decision would be to sell the products to the bank where it was purchased. The weighing procedure takes place with the buyer, who can control the accuracy of determining the mass of the product (the discrepancy should not exceed 0.01 g).

Before selling, you should familiarize yourself with the rules established in the selected institution regarding the condition of the product.

In the form of jewelry

Earrings without a pair, deformed chains, broken rings and other unnecessary gold items can be taken to a pawnshop, jeweler or melted down.

Items of artistic and collectible value can be sold through auctions or sold to a private person.

Gold watch

Gold watches are expensive, they can be divided into several groups:

1. Copyright. They have a unique design and are best sold to collectors.
2. Pocket. If small mechanisms do not have historical value, then you can take them to a pawnshop, put them up at auction, or use the services of consignment stores.
3. Wrist. The most common. Sell ​​it to a pawn shop, consignment store or put it up for auction.
4. Rewards. They are produced in limited editions, so it is more profitable to sell to collectors.

In the form of scrap

Vsevolod Kozlovsky6 years in the jewelry business. Knows everything about samples and can identify a fake in 12 seconds. Almost any precious item can be turned in as scrap. Jewelers accept deformed jewelry, scratched, unmarked, even small fragments - gold is suitable for scrap in any condition.

There are several structures on the scrap buying market that accept precious items from the population on attractive terms:

• jewelry factories and factories,
• pawnshop,
• purchase points.

Golden coins

Gold coins, like wine, must be aged for years to return at a profit. Banks purchase items at a cost three times less than they sell, and collectors only charge high prices for items that have value.

You can use the services of an auction, but there is a risk of receiving a smaller amount than the owner expects.

Dental gold, crowns

You can donate your gold teeth to a pawnshop that specializes in purchasing such items. Prices are market prices and depend on the exchange rate for the 850 standard precious metal.

Before returning your gold items, you need to make inquiries and read reviews. Even in large cities of Russia, for example in St. Petersburg, prices in different establishments will differ.

In the form of antiques and other items of historical or artistic value

Antique items are items that have historical or artistic value and must be more than 50 years old (items that are 300 years old are considered antique).

To determine the value of such products, it is necessary that the person buying it has sufficient knowledge of the culture, social customs and fashion of the relevant era. It is worth selling such jewelry to collectors.

Cost of melting gold

The cost of gold remelting ranges from 500-1000 rubles and takes 30-50 days. The price will be influenced by several factors:

• complexity of decoration,
• the amount of impurities in the metal (if the sample is low, then the alloy is first cleaned),
• final weight.

You can increase the mass of the finished product by adding gold in the workshop. Such a service will cost between 10,002,000 rubles, depending on the region.

Is it possible to donate gold without hallmarking?

Unsampled products can be taken to pawn shops and jewelry shops. There they will conduct an examination and establish a gold sample, assessing it by weight. The purchase of unsealed items is carried out in batches, the weight of which is determined by each institution independently.

You can watch the video to see how the percentage of aurum in products is checked without testing.

Where are precious metals accepted: pros and cons of options

Gold acceptance is carried out by several types of organizations, as well as individuals. Each option has its own advantages and disadvantages. Regardless of the chosen sales method, you need to carefully study all the offers of similar organizations and choose the most profitable one.

So, let's look at the possible options, their pros and cons.

Pawnshop

It is very easy to hand over jewelry to a pawnshop: you just need to have a passport and the jewelry itself. Establishments accept gold items of any shape and condition and do not require certificates. In addition, if you plan to return the property, the organization provides loans against collateral.

The downside is low prices per gram and high redemption rates.

Purchase

Institutions engaged in the resale of scrap gold to jewelry manufacturers and industrial organizations. The term “scrap” refers to precious metal products that have deteriorated, broken, or simply become unnecessary.

Those buyers accept not only whole jewelry, but also trimmings, parts of products, dental gold, things with unreadable marks, etc. If you sell an item, you can get the same amount for it at a pawnshop or lower.

Collectors

Alexander IvanovichPrivate collector with 4500+ coins and bonds in his personal collection. Knows the value of each of them today. Selling gold to a private person at a decent price can be very difficult. If the item does not have collectible or artistic value and is not in almost perfect condition, then a gram can be valued at one and a half times lower than the market value. And finding a buyer takes a lot of time.

Internet auctions

Unclaimed jewelry handed over or sold to a pawnshop goes to an online auction, where anyone over 18 years of age can participate in the auction. You can also call the pawnshop’s phone number or send a form by email.

Only interesting, exclusive items in excellent condition are included in the auction. Up to 15% commission is charged for participation.

Thrift stores selling gold

You can donate gold to organizations that purchase it under an agreement and place it in the jewelry catalog. The owner receives the money only after the item has been purchased. If the goods are not sold within the period specified in the contract, they are returned to the owner. The commission is 20%.

Banks

They only buy bars and coins, and at a lower price than they sell themselves. At the same time, the certificate and gold should not have significant damage (chips, scratches, tears, etc.), otherwise the price will decrease even more.

The bank may not accept gold purchased from another organization. And for transactions with precious metals, the owner will have to pay VAT on the transaction amount.

Scrap gold exchange

You can exchange old gold for new in many jewelry stores. All you have to do is choose the item you like and, if necessary, pay the required amount. Valuation of jewelry will take place at the value established in pawnshops, that is, lower than the gold rate in banks.

All hallmarks can be exchanged, as well as coins with 900 hallmarks. The assessment takes into account the weight of metal only, without stones.

FAQ

Let's look at the questions that usually concern owners who want to donate jewelry. I will try to answer them as completely as possible.

How to protect yourself from scammers when selling gold

To avoid falling into the hands of scammers, you must use the services of only trusted workshops, pawnshops and stores. To obtain a jewelry license, these organizations are officially registered and operate under a certain code from the OKVED classifier.

Any deviation from the activities specified in the documentation will deprive the establishment of its license, and the owners will face legal proceedings.

Buying dental gold - who benefits from it?

Not all organizations agree to buy dental gold. Most often it is accepted as scrap, very cheaply, because the crowns are unsuitable for further use and do not have any artistic value. MosGosSkupka offers a favorable price for dental gold in Moscow.

Why are crowns made from 850 gold?

In those days when it was popular to wear gold teeth, it emphasized a person’s status. However, it was not possible to use pure metal due to its plasticity, so impurities were added for strength: silver, which also has antibacterial properties, and copper.

That is, the product contained a large amount of precious metal and at the same time was strong enough to withstand certain loads when worn.

Rules for buying teeth: why you shouldn’t take them to a pawnshop

In the presence of the owner, a specialist checks the dental gold for the amount of impurities and establishes the sample of the item using special reagents. If the client has not changed his mind, then after completing the check, the buyer fills out a form indicating the following information:

• date,
• weight,
• sample
• payment amount.

The owner is given money, the transaction is completed.

Pawnshops benefit precisely from the interest that the client pays for the returned item, and if he does not return for the item, then it is sold. Crowns cannot be reused, and the only solution is to sell them as scrap, that is, at a very low price. That’s why pawn shops buy dental gold cheaply.

Purchase price of gold crowns per 1 gram

The cost depends on where the items will be delivered. 850 standard in St. Petersburg is estimated at 19,002,200 rubles.

Is it profitable to sell gold now?

Before selling jewelry, it is worth studying the market dynamics and choosing the right moment. This is especially true for bullion, OMC and coins, since their value changes every second along with the world gold rate.

You will have to analyze the market to get the maximum benefit. The cost of jewelry made from precious metals also depends on quotes, but to a lesser extent.

How much does gold cost and what does the price of the precious metal depend on?

The price of gold is constantly changing and depends on the following factors:

• volume of precious metal supplies to the world market,
• dollar exchange rate,
• investor interest,
• activity of state banks of developed countries,
• London Metal Exchange valuation.

In Russia, the cost of aurum is set by the Central Bank every working day after 10:00. Other banks are equal to it, only they add their own interest rates to the cost, which makes it more profitable to buy and sell it.

Gold rate set by the Central Bank for 1 gram: