Silver has unique characteristics, among which aesthetics and corrosion resistance are especially worth highlighting. It is widely used to create original and beautiful jewelry, accessories, cutlery and decorative elements. If necessary, this metal can be taken to a pawnshop or sold at any time. This is especially often required in cases where items are out of fashion, no longer liked or have lost their former attractiveness. However, such a deal is not always profitable. If you want to get a fair price for your goods, contact the Alef jewelry pawnshop.
925 silver price per gram in 2021
The cost of 925 silver per 1 gram depends on the method of its sale, the product and the possibility of subsequent redemption. So 925 silver, the price per gram in which is the lowest in a pawn shop, today costs about 18-21 rubles. While in purchases it ranges from 26 to 31 rubles. This difference is due to the economic risks of the organization purchasing the precious metal. It is no secret that a clear advantage of pawnshops was and remains the possibility of subsequent repurchase of the product. Purchases do not provide such an opportunity. And the need for pawning or selling jewelry can be different, as well as the role of this product in a person’s life. Hence the clear advantage of buying in price.
Purchasing jewelry or 925 silverware will be much more expensive for the buyer, since stores sell ready-made jewelry or other silver products at a price of about 600 rubles per 1 gram. These are the indicators of today, at a time when the price of 925 silver on the stock exchange per gram is 34 rubles 51 kopecks.
925 silver in a pawn shop costs about 18-21 rubles per gram
In specialized purchases without the possibility of redemption - 26-31 rubles. for 1 gram
In jewelry stores, jewelry costs 600 rubles and more per gram
With such a spread in prices, manipulations are currently taking place in the field of purchase and sale of precious metals. Each price is economically justified, and the consumer independently decides whether to agree to these market conditions or not. In any case, this practice takes place not only today, but also in the deep past, when the activity of buying and selling jewelry, coins and cutlery made of gold and silver was just in its infancy.
Sterling silver 925, the price per gram of which, as it turned out, consists of a number of indicators, is a fairly high and popular variety of the precious metal. In terms of its composition and the presence of additional elements, such a product will be one of the best and most expensive even after a certain period of time. Therefore, the feasibility of investing in precious metals has been proven for hundreds of years and still occupies a leading position among the chosen methods of storing savings.
— The loan is issued for a period of 1 to 365 days — GOLD is accepted in the form of any jewelry, coins, dental gold, watch cases. Products in any condition, including parts of products and scrap. Assay items (Au375/500/583/585/750/850/900/958), as well as assay SILVER (Ag800/875/916/925).
— DURING THE ENTIRE PERIOD OF USING THE LOAN, A SINGLE INTEREST RATE APPLIED, in accordance with the current tariff rates on the day the loan was issued.
— Interest is calculated for the actual number of days of using the loan, including the day of collateral and the day of redemption or re-pledge.
— allows you to repeatedly extend the term of using the loan without repaying (with partial repayment) the principal debt on the loan. When remortgaging, only interest is paid for the past term of using the loan and, in case of partial repayment, part of the loan amount. The total period of use of the loan, including re-pledge, is limited to 1 year, in accordance with current legislation. After this period, it is necessary for the client to issue a buyout, or, if necessary, renew the contract. — The interest rate per day for using the LOAN is set according to the conditions, which can be found at any branch of the pawnshop.
— Interest rates for tariffs with their validity periods are indicated in the pledge ticket and in the consumer loan agreement. After the redemption date, a “grace month” applies under the contract.
— Acceptance of products made of precious metals is carried out from persons who have reached the age of 18 upon presentation of an identification document (passport of a citizen of the Russian Federation, sailor’s passport, identity card of a Russian military personnel, military ID, passport of a foreign citizen or residence permit in the Russian Federation).
— The decision to accept a product as collateral to secure a loan is made by the pawnshop’s merchandiser.
— If any controversial issues arise, the consumer can contact the management of the pawnshop through the contact phone number listed on the organization’s website www.foralombard.ru .
— The maximum loan amount is no more than 100% of the appraisal amount.
— The minimum loan amount issued in person is 500 rubles.
— The maximum loan size per borrower is RUB 500,000.
— Valuation of products made of precious metals is carried out in accordance with the current price lists approved by the General Director.
— All types of gold products, according to the current price lists, that have passed a chemical test are accepted as collateral.
— If the pledgor refuses to test the product by cutting and checking with chemical reagents, the responsible person of the pawnshop has the right to refuse to accept the products as collateral.
— Stones and inserts made of non-precious metals found in products are not fixed upon receipt of the products.
— Gold watches are subject to valuation only for the net weight of precious metals, namely the watch case.
— Before the deadline for the sale of valuables, the Pledgor has the right to claim them by paying off the obligation to repay the loan and interest on it with the pawnshop.
— In case of loss of the pawn ticket, the pledgor submits a statement of loss or theft of the pawn ticket addressed to the general director of the pawnshop.
— If the pledgor fails to fulfill his obligations to repay the loan amount and interest on it within the period specified in the pledge ticket, taking into account the grace month, the pawnshop has the right to sell the pledged property and receive satisfaction of its claims from the amount received in accordance with current legislation.
— Return of the pledged property (after repayment of the loan and interest on it), as well as the provision of any information about the terms of the transaction, is carried out only with the personal appearance of the pledgor (owner of the property) or his representative, whose rights must be confirmed by a power of attorney certified by a notary. The fact of close kinship in itself (without a executed power of attorney) does not give any rights to a relative of the pledgor (including the right to receive information about the pledged property).
— In the event of the death of the mortgagor and before the issuance of a certificate of inheritance in the prescribed manner, the necessary powers in relation to the property are exercised by the notary in charge of the inheritance case, or by persons authorized by this notary.
925 sterling silver - what is it?
925 silver is one of the highest quality and is widely used in Russia abroad. The composition of the 925 silver alloy includes 92.5% pure precious metal, the remaining 7.5% is copper. This ligature was approved by a single GOST back in Soviet times. Copper imparts the required strength to the metal and significantly improves its characteristics. Less commonly, platinum is used as an additive. Due to this expensive component, the properties of silver are improved, it acquires a snow-white color and its oxidation is significantly reduced. In modern production, palladium, which belongs to the platinum group, and cadmium can be used as an additional element. Jewelry made from an alloy containing platinum or palladium has a higher price. Thanks to this noble metal, the jewelry becomes dazzling white, with an incredible blue cold tint.
When using 7.5% zinc as an alloy, the silver turns out cloudy, but the alloy is incredibly durable and low in price. Zinc is rarely used as an additional component, as it often causes allergic reactions. In addition, silver jewelry is sometimes plated with rhodium, just like white gold jewelry, to add a snow-white color and shine. Another advantage of rhodium plating is the resistance of products to oxidation in air; such jewelry does not darken. The disadvantages include the fact that rhodium wears off over time and needs to be coated again, which is very expensive.
925 standard metal is used to make jewelry, cutlery, souvenirs, commemorative medals, and table setting items. In addition, the alloy has found application in electrical engineering.
Application area
The 875th standard, being one of the lowest, is more often used for making cutlery than jewelry. Alloys of this type are relatively cheap, which contributes to their distribution. In addition to cutlery, inexpensive silver jewelry is also made from 875. Silver 875 has an advantage over an alloy of an even lower standard (800), since it oxidizes less in air and thus does not darken as intensely.
A variety of tableware products are made from 875-sterling silver. These are coffee pots and teapots, table sets of spoons, forks, napkin rings, glasses and much more. In terms of long-term use, 875 silver has a clear advantage over higher grades, since the presence of copper in the alloy makes the alloy resistant to regular washing and cleaning. Silver is almost not scratched, and it looks better than silver of lower standards.
Chinese 925 silver
Often on store shelves you can find 925 silver from China, which differs from Russian metal in its low cost (from 40 to 100 rubles per gram). In terms of its composition, the alloy meets all standards, that is, the percentage of pure silver content is exactly 92.5, the rest is impurities. The difference in price is due to the divergence in the value of currencies in the Asian region. The only thing you should pay attention to are the stones. Often in such jewelry they turn out to be non-precious, so before purchasing you need to check the quality certificate. In addition, you need to carefully consider the choice of such a product and make sure that it is not a fake. Often, unscrupulous sellers resort to various tricks. For example, the earrings are marked 925, which is located on the clasp, and it is this that is made of real metal; everything else is a cheap alloy that only looks like silver.
Chinese costume jewelry, which is sometimes sold under the 925 marking, should be distinguished from jewelry products. As a rule, such a product contains no more than 2% pure metal. Basically it is cupronickel, which looks very similar to silver.
875 silver hallmarks
In modern Russia, silver of 875 standard is branded with a system of 3 letters:
- letter of the state Assay Supervision Inspectorate;
- hallmark mark (the head of a woman in a Russian kokoshnik);
- sample number.
Previously, Russia had a spool system, the 875th standard in it corresponds to the 84 standard, which means that the Russian pound (96 spools) of the alloy contains 84 spools of pure silver.
In the period from 1958 to 1994, silver items produced in the USSR were stamped with a star.
These products are in great demand as they are no longer produced. Also, silver from the times of the USSR always corresponded in composition to its hallmark, while many types of modern imported products contain less precious metal than indicated on the hallmark. By following the link you can familiarize yourself with other samples of silver, their types and signs of authenticity.
Italian 925 silver
Silver from Italy is considered the best in the whole world. It is distinguished not only by the highest quality, but also by complex execution techniques, uniqueness and extraordinary design. Due to this, jewelry made from this metal is highly valued in all countries. The composition of the alloy is no different from the Russian one, but its cost is slightly higher. The special secret of Italian silver is in its processing.
Craftsmen use the galvanic method of coating silver jewelry, which gives it an extraordinary cold shine, as well as excellent physical characteristics. This silver is very durable and has high anti-corrosion properties. Thus, craftsmen use in their work the technique of galvanic silvering, when the surface of the metal is covered with the thinnest layer of pure 999 fine metal. Rhodium plating gives the jewelry a bright silver color; moreover, such products do not darken and are perfectly combined with both cubic zirconia and diamonds. Blackening of silver adds chic and sophistication to the jewelry, and gilding gives any jewelry respectability and nobility.
Difference between 875 and 925 samples
The consumer is interested in the difference between two common silver standards - 875 and 925. The main difference is the amount of silver - 87.5% and 92.5%, respectively. The difference between alloys is determined by different compositions and the presence of impurities.
If you want to purchase the cheapest cutlery, you should choose 875-sterling silver, they are also the most durable. Products made from 925 silver are more expensive, they have a silver-white color, and they look more noble.
Jewelry made from 925 silver is softer and more flexible; it is from silver of this standard that true jewelry masterpieces are created. The quality of jewelry of the 875th standard is reduced in comparison with the products of the 925th standard.
Caring for 925 sterling silver items
To ensure that your jewelry does not lose its appearance, you should take proper care of it. Such jewelry must be stored in a dark and dry place. In direct sunlight, metal can not only become dull, but also darken. The exceptions are alloys with the addition of palladium and platinum, as well as rhodium-plated silver.
In order to clean a silver item, you need to wash it in water with the addition of dishwashing detergent and wipe it with a soft cloth. You can often hear advice about cleaning with toothpaste, however, this method can damage the metal surface. A weak solution of ammonia will help clean jewelry from the sulfide film formed upon contact with air. It is enough to hold the jewelry in it for 10 minutes, rinse with water and wipe with a soft cloth. Baking soda can also be used to clean precious metal. To do this, you need to boil 500 ml of water with 2 tablespoons of soda, put a piece of foil and silver in there. After 10 minutes you can rinse with clean water and dry.
In addition, jewelry stores offer a selection of special means for cleaning silver items, with the help of which the jewelry will always look like new and delight you with its shine.
