Gold and silver coins issued by various states serve both to preserve and increase one’s own funds, and to start or replenish a numismatic collection. How to buy coins made of precious metals at Sberbank: find out the availability and cost, how you can save on your purchase, as well as the difference between investment and collectible items, we will look further in the article.
Silver coins of Sberbank
The purchase of coins has always been considered a profitable investment, because precious metals are constantly in price, and their value regularly increases. In addition, coins can be an excellent souvenir or collector's item.
All coins are conventionally divided into investment, collectible and commemorative. The cost of investment depends on their weight. In commemorative coins, the price is made up of three factors - in addition to the direct cost of the precious metal, its artistic qualities, as well as its collection value, are assessed.
The coins themselves are made of silver, gold, and platinum. There are even specimens made of palladium.
Why are precious metal coins so popular?
Precious coins made from metals such as gold, platinum, silver are a good investment instrument, a collectible, and can become an original gift or souvenir.
For investment
Investment copies are produced in large quantities and have a fairly standard appearance.
The value of an investment product depends on the content and value of the precious metal included in its composition. As the value of the metal changes over time, the price of the product changes accordingly. The most popular investment coins in Russia are gold:
- “St. George the Victorious” 999 samples;
- “Russian Ballet” series;
- “Sower” 900 samples;
- "Sable".
You can buy these and other gold and silver investment coins at Sberbank of both excellent and satisfactory quality.
Important! Transactions with coins that can be a means of payment (investment, commemorative) are not subject to VAT, unlike transactions with precious metals in bullion.
Spread - the difference between the purchase and sale prices - depends on:
- precious metal included in the product (silver has more than gold, due to the greater demand for gold in the investment market);
- circulation (the larger the circulation, the smaller the spread).
Thus, buying coins made of precious metals as an investment should be with the expectation of long-term storage, at least 3 years, since the purchase price for them is significantly lower than the retail selling price.
For example, at the end of October 2021, at Sberbank you can buy investment silver coins “Sable” with a face value of 25 rubles in excellent quality for 24,990 rubles, and sell them to the bank for only 8,000 rubles. A gold copy of the same denomination has a selling price of 12,990 rubles, a purchase price of 6,000 rubles.
READ Instructions for cashing Sberbank bills, types of bills and their features
For collection and gifts
Unlike investment items, commemorative (collectible, souvenir, anniversary) items are made using advanced technologies, have great artistic value, an original or unique design, and an unusual shape. As a rule, such products are produced in limited editions.
The cost of numismatic items is influenced not only by the market price of the metal, but also by rarity, theme, age, and preservation. The most valued are complete collections collected by series and years, rather than isolated specimens.
Collectibles are a fairly specific investment tool. Its application requires special knowledge or a consultant well versed in this area.
The main differences between collectible and investment pieces are reflected in the table:
Indicator name | Collectible | Investment |
Coinage | Proof | Uncirculated |
Circulation | Limited | Big |
Image | Not tied to an event | Anniversary, significant event, thematic series |
Artistic value | Eat | No |
Investment value | Rising price of precious metal | Increase in collectible value and, to a small extent, increase in metal price |
Please note: according to the Tax Code of the Russian Federation, income from the sale of coins owned for less than 3 years is subject to personal income tax. Therefore, it is important to have a document confirming the date of purchase of the coin.
Olympic coins
The most popular topic now is commemorative and investment coins dedicated to the past Olympic Games in Sochi. They have different denominations, but the cost of such coins varies from 3 thousand rubles to an impressive 395 thousand. The reverse usually depicts the sports that will be represented at the Olympics, or the official mascot of the games, the leopard. The only exceptions are the two most expensive coins - flora and fauna, the price of which is close to 400 thousand rubles. The reverse depicts the ancient goddesses flora and fauna. The obverse of such coins is a relief image of the coat of arms of Russia.
What Sberbank coins can you bring to our store in Moscow for evaluation and purchase?
Commemorative and investment coins of Russia
Sberbank gold coins | |
FROM | |
Victorious | 27 000 |
Zodiac signs | 30 500 |
Belarus | 25 000 |
Belarus | 25 000 |
Armenia | 24 500 |
Price list date 2020-09-15 Purchase price is indicated in rubles
We work with investment and commemorative numismatic products of Russia made of gold or silver. These are “Olympic”; minted as part of the “Red Book” series; dedicated to zodiac signs; investment “Sobol” and “St. George the Victorious” and many others. To find out if it is possible to buy your coin, just call us 8-800-333-14-77 (toll-free in Russia) or come to the store in Moscow.
Numismatics experts of the 1st category
Confidentiality and security of the transaction
Gift sets of coins
One of the most beautiful, of course, is a set of coins that is dedicated to Emperor Alexander the Third. Made in color, they will certainly become a treasure for a true collector. The set includes three coins in total. The first depicts a portrait of the emperor himself, the second shows his coronation ceremony, and the third shows the royal family. The denomination of these coins is 2 Fijian dollars, as they were made by local artistic engravers. The set itself costs 11,500 rubles. Most of all, Sberbank of Russia presents coins made by craftsmen from the Island of Niue - these are collections dedicated to St. Petersburg and the history of Russia, images of butterflies, flowers, and various rare animals that are listed in the Red Book of our country. One of the most beautiful is a coin with the image of the Amber Route. It shows a map of Europe and all eight major cities through which the ancient trade route passed. In addition, the coin itself contains real amber. Such a coin can be purchased for only 2800 rubles.
Ways to find out if you have the required coin
Since the range and quotations of coins made of precious metals may differ depending on the region in which the Sberbank branch is located, before purchasing it is worth finding out about the availability of a specific copy and its price.
This can be done online (information on the availability of products in Sberbank branches is posted on its official website), clarified by calling the hotline, or contacting a bank branch.
To obtain information on the Sberbank website, on the main page you should select the desired region, then: “Private clients”, “Invest and earn”, “Precious metals and coins” and “Coins from precious metals”.
On the right in the “Good to know” block there is a file in Excel format “Availability of coins made of precious metals...”, where, using various filter settings, you can select products by:
- name;
- year of manufacture;
- the metal from which the product is made;
- quality of coinage (proof (highest) or uncirculated (regular));
- condition (excellent or satisfactory), etc.;
- availability and quantity in a particular department.
For example, to buy commemorative coins at the offices of Sberbank of Moscow, you should select the “Moscow” region, follow the path indicated above and open the desired file.
Here on the website page you can find information about the quotes established by Sberbank for coins made of precious metals, depending on their condition:
- excellent;
- satisfactory.
The price of some products (“Leopard”, “Bunny”, “Bear”, “George the Victorious”) also depends on the quantity purchased. Wholesale prices begin for batches of 10 units. Moreover, the wholesale batch may include different types of coins, but of the same metal and weight range.
Exclusive coins of Sberbank
The limited edition of these coins makes its owner the owner of a unique piece of coin art. Each such coin has individual features such as a unique number and a case made of expensive wood or precious stone.
- A limited edition makes the owner the owner of a unique item.
- An original case made in the form of a book, which describes the history of good deeds.
- The coin has an individual number indicated on the edge.
The collection of Sberbank of Russia is available to any citizen. Anyone who wishes can purchase these real works of art.
Coin offer from Sberbank
Sberbank offers a wide range of investment, anniversary and commemorative coins issued by the Bank of Russia, as well as leading foreign manufacturers.
The following coins are currently on sale:
- New Year's series 2021 and 2021;
- on the topic of religion;
- from the series “For good luck”;
- from the series “Zodiac Signs”, etc.
Not long ago it became possible to buy investment and commemorative coins at Sberbank at reduced prices: with mechanical defects on the copy itself, damaged packaging, without a manufacturer’s certificate. Such products can add to your own collection or become a memorable gift.
Products at reduced prices (in satisfactory condition) are not sold in all Sberbank departments. You can find out about authorized points of sale in the list of UVSPs in the “Important” block.
READ Promo codes from Sberbank: how to get and use profitably
Copies in satisfactory condition cannot be sold to a bank, so they should be purchased with caution as an investment instrument.
At what price should I sell 10 rubles? “Ancient Cities of Russia” (since 2002)?
10 ruble coin Ancient cities of Russia
Ancient cities | Purchase price OT |
All years | 40 |
Price list date 2020-09-15 Purchase price is indicated in rubles
If you want to buy “Cities of Russia”, come to our store in Moscow or look at the catalog in the online store. sell 10 in our store . We accept products from 2003-2009 only in good quality.
The series began in 2002 with 3 products at once: Derbent, Kostroma, and Staraya Russa. In 2003, 4 pieces were produced. (the first is Pskov, after it Murom, Dorogobuzh and Kasimov). In 2004 - 3 units: Dmitrov, Kem, Ryazhsk. In 2005, 4 more pieces appeared, dedicated to Kaliningrad, Kazan, Mtsensk and Borovsk. Are you interested in how much 10 rubles is worth? The price is presented in the table.
In 2006, 3 units were produced: Torzhok, Belgorod, Mtsensk. In 2007 - 3 more pieces. Gdov, Vologda and Ustyug. In 2008 - 4 pieces. (Vladimir, Priozersk, Smolensk, and also Azov. In 2009, 4 were released: Vyborg, Galich, Veliky Novgorod.
buy these from us for 10 rubles. In 2010 and 2011, 2 pieces were published: Bryansk and Yuryevets, as well as Yelets and Solikamsk. In 2012, only 1 appeared within this series - Belozersk. There was no minting in 2013. In 2014, another numismatic product appeared - Nerekhta. But in 2021 they released 3 at once: Rzhev, Velikiye Luki and Zubtsov. If you want to buy city coins, come to the store.
You get up to 80% of the real market price
The office is under guard. Petrovka 38 nearby